FAQs
Clear answers to essential questions regarding workplace injury reporting, medical treatment rights, disability benefit calculations, and navigating workers’ compensation appeals.
How soon must I report my injury?
Report your injury immediately. Most state laws enforce strict notice deadlines ranging from 24 hours to 30 days post-accident.
What if my employer refuses to file?
You can directly file a claim petition with your state’s workers' compensation board to bypass an uncooperative employer.
Can I choose my treating doctor?
Doctor selection depends on state law. Some states allow free choice, while others require treatment within an employer panel.
What is an IME evaluation?
An Independent Medical Exam (IME) is an evaluation requested by the insurer to assess your medical condition and work restrictions.
How are disability checks calculated?
Temporary Total Disability payments are generally calculated as 66.6% of your pre-injury Average Weekly Wage (AWW).
Are workers' comp benefits taxable?
In almost all cases, workers' compensation wage replacement benefits are exempt from federal and state income taxes.
Must I accept light-duty offers?
If an employer offers work within your doctor-approved medical restrictions, refusing it may forfeit your wage benefits.
How do I appeal a denied claim?
Submit a formal petition for a hearing before your state administrative board and compile complete treating medical records.